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Reluctance to work of girl carrying fan mag (8)

Ross

I believe the answer is:

laziness

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'reluctance' is the definition.
(thesaurus)

'girl carrying fan mag' is the wordplay.
'girl' becomes 'lass' (lass can informally mean a girl).
'carrying' is an insertion indicator.
'fan mag' becomes 'zine' (I've seen this in another clue).
'lass' placed around 'zine' is 'LAZINESS'.

'to work of' acts as a link.
I am not very happy about this link. Some or all of it may belong to another bit of the clue.

Can you help me to learn more?

(Other definitions for laziness that I've seen before include "Lethargy" , "Idleness" , "Indolence, sloth" .)

I've seen this clue in The Times.
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