Reluctant savers expect inclusion (6)
I believe the answer is:
averse
'reluctant' is the definition.
(averse can mean reluctant or opposing)
'savers expect inclusion' is the wordplay.
'inclusion' indicates the answer is hidden within the clue.
'AVERSE' is hidden in the letters of 'savers expect'.
(Other definitions for averse that I've seen before include "Having a strong dislike" , "Indisposed" , "A piece of poetry is reluctant" , "Disinclined, maybe to hard work" , "Disinclined, loath" .)