Crossword Genius

Replacement policy and stuff (9)

Ross

I believe the answer is:

substance

'stuff' is the definition.
(thesaurus)

'replacement policy' is the wordplay.
'replacement' becomes 'sub' (I've seen this before).
'policy' becomes 'stance' (I've seen this before).
'sub'+'stance'='SUBSTANCE'

'and' is the link.

(Other definitions for substance that I've seen before include "Subject matter" , "Physical material" , "power" , "Matter or material that a thing is made of" , "wealth" .)

I've seen this clue in The Times.
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