Restructuring the loan makes you solvent (7)
I believe the answer is:
ethanol
'solvent' is the definition.
(ethanol is a solvent)
'restructuring the loan' is the wordplay.
'restructuring' indicates anagramming the letters.
'the'+'loan'='theloan'
'theloan' is an anagram of 'ETHANOL'.
'makes you' acts as a link.
(Other definitions for ethanol that I've seen before include "constituent for a dram?" , "intoxicating stuff" , "Alcohol in wine, beer" , "Form of alcohol" , "Ethyl alcohol" .)