Retirement place? (3)
I believe the answer is:
bed
I believe this clue is a double definition.
'retirement' is the first definition.
'place?' is the second definition.
(bedding is a kind of placing)
(Other definitions for bed that I've seen before include "Sleeping place" , "Matrimonial duties" , "(Garden) plot" , "Bottom < layer" , "Place for patient in hospital" .)