Crossword Genius

Ring for payment (4)

Ross

I believe the answer is:

toll

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'ring' is the definition.
(a bell tolls)

'for payment' is the wordplay.
'for' becomes 'to' (eg both can mean 'in the opinion of').
'payment' becomes 'll' (I can't explain this - if you can you should believe this answer much more).
'to'+'ll'='TOLL'

Can you help me to learn more?

(Other definitions for toll that I've seen before include "Loss, damage; ring (bell)" , "Bridge or road tax" , "Crossing fee" , "Tax - strike - ring" , "Bridge or road charge" .)

I've seen this clue in the Evening Standard.
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