Crossword Genius

Ring road in pleasant surroundings is within budget (10)

Ross

I believe the answer is:

affordable

I'm a little stuck... Click here to teach me more about this clue!

'surroundings is within budget' is the definition.
I can't judge whether this defines the answer.

'ring road in pleasant' is the wordplay.
'ring' becomes 'O' (letter resembling a ring).
'road' becomes 'rd' (abbreviation for road).
'in' is an insertion indicator.
'pleasant' becomes 'affable' (I've seen this before).
'o'+'rd'='ord'
'ord' placed into 'affable' is 'AFFORDABLE'.

Can you help me to learn more?

(Other definitions for affordable that I've seen before include "sustainable" , "not breaking the bank" , "Within one's ability to pay" , "being within one's means" , "costing reasonable amount" .)

I've seen this clue in The Independent.
Want a hint initially instead of a full solution? Install my app