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Runs a nice new sentence before getting cover (4,9)

Ross

I believe the answer is:

life insurance

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'cover' is the definition.
Although both the answer and definition are singular nouns, I can't see how one could define the other.

'runs a nice new sentence before' is the wordplay.
'new' is an anagram indicator.
'sentence' becomes 'life' (life sentence in prison).
'before' is a charade indicator (letters next to each other).
'runs'+'a'+'nice'='runsanice'
'runsanice' with letters rearranged gives 'insurance'.
'insurance' put after 'life' is 'LIFE-INSURANCE'.

'getting' is the link.

Can you help me to learn more?

(Another definition for life insurance that I've seen is " Cover against one's demise?".)

I've seen this clue in The Daily Express.
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