Saving money, make a meal (5,3)
I believe the answer is:
cream tea
'meal' is the definition.
(I've seen this before)
'saving money make a' is the wordplay.
'saving' is an insertion indicator.
'money' becomes 'm' (abbreviation used in economics).
'make' becomes 'create' (synonyms).
'm' put into 'create' is 'creamte'.
'creamte'+'a'='CREAM TEA'
(Other definitions for cream tea that I've seen before include "afternoon treat" , "Afternoon meal - macerate (anag)" , "tasty treat" , "Macerate (anag) - light meal" , "Light afternoon meal" .)