Scruffy, like Tom's female attire? (9,3,3,7,2)

'female attire?' is the definition.
I don't know anything about this answer so I can't judge whether it can be defined by this definition.

'scruffy like tom's' is the wordplay.
I cannot really understand how this works, but
'scruffy' could be 'ragged' (I've seen this before) and 'ragged' is present in the answer.
'tom' could be 'hecat' (tom can mean a male cat) and 'hecat' is found in the answer.
This may be the basis of the clue (or it may be nonsense).

Can you help me to learn more?