Second rate draw, but one's totally out of it (6)

I believe the answer is:

blotto

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'out of it' is the definition.
(I've seen this before)

'second rate draw' is the wordplay.
'second rate' becomes 'b'.
'draw' becomes 'lotto' (I've seen this before).
'b'+'lotto'='BLOTTO'

'but one's totally' acts as a link.
This may not be correct. Some or all of it may be part of another bit of the clue.

Can you help me to learn more?

(Other definitions for blotto that I've seen before include "Totally drunk" , "Unconscious from drink" , "As one plastered" , "Three sheets to the wind" , "Blind drunk" .)

I've seen this clue in The Irish Times.

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