Crossword Genius

Secret societies hold the charge back (4)

Ross

I believe the answer is:

cost

I'm a little stuck... Click here to teach me more about this clue!

'charge back' is the definition.
'cost' can be an answer for 'charge' (I've seen this in other clues). I am not sure about the 'back' bit.

'secret societies hold the' is the wordplay.
'secret societies hold' becomes 'cos' (I can't explain this - if you can you should believe this answer much more).
'the' becomes 't' (the is pronounced as a 't' sound in some dialects).
'cos'+'t'='COST'

Can you help me to learn more?

(Other definitions for cost that I've seen before include "Outlay required to buy" , "Charge" , "penalty" , "Estimate the expense of doing" , "Amount required as payment" .)

I've seen this clue in The Irish Independent.
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