See bad bank draft ruined guest house (3,3,9)
I believe the answer is:
bed and breakfast
'guest house' is the definition.
(I know that bed-and-breakfast is a type of inn)
'see bad bank draft ruined' is the wordplay.
'ruined' is an anagram indicator.
'see'+'bad'+'bank'+'draft'='seebadbankdraft'
'seebadbankdraft' with letters rearranged gives 'BED-AND-BREAKFAST'.
(Other definitions for bed and breakfast that I've seen before include "Guest house (colloq,)" , "temporary billet" , "B&B in full" , "Fed up after retirement" , "pension?" .)