Crossword Genius

Senior citizen’s boarding-house on European river (9)

Ross

I believe the answer is:

pensioner

I'm a little stuck... Click here to teach me more about this clue!

'senior citizen's' is the definition.
(I've seen this before)

'boarding-house on european river' is the wordplay.
'boarding house' becomes 'pension' (I've seen this before).
'on' means one lot of letters go next to another.
'european river' becomes 'er' (this could be a standard abbreviation which I don't know about).
'pension'+'er'='PENSIONER'

Can you help me to learn more?

(Other definitions for pensioner that I've seen before include "senior citizen" , "retiree" , "Retired person" , "Maybe Chelsea man" , "Former worker" .)

I've seen this clue in The Times.
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