Crossword Genius

Servant who is payable on demand? (6)

Ross

I believe the answer is:

bearer

I'm a little stuck... Click here to teach me more about this clue!

'servant' is the definition.
(I've seen this before)

'is payable on demand?' is the wordplay.
I cannot really understand how this works, but
'is' could be 'be' and 'be' is found within the answer.
'on' could be 're' ('on' can be mean 'with reference to') and 're' is found in the answer.
The remaining letters 'ar' is a valid word which might be clued in a way I don't see.
This may be the basis of the clue (or it may be nonsense).

'who' is the link.

Can you help me to learn more?

(Other definitions for bearer that I've seen before include "One who puts up with" , "He presents bill" , "One who carries, maybe a coffin" , "He carries something, stretcher or news" , "native servant" .)

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