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Settle bill covering initial travel to Switzerland that's not consistent along the way (6)

Ross

I believe the answer is:

patchy

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'not consistent along the way' is the definition.
I can't judge whether this definition defines the answer.

'settle bill covering initial travel to switzerland' is the wordplay.
'settle bill' becomes 'pay' (I am not sure about this - if you are sure you should give a lot more credence to this answer).
'covering' means one lot of letters goes inside another.
'initial' indicates taking the first letters.
'to switzerland' becomes 'ch'.
The first letter of 'travel' is 't'.
't'+'ch'='tch'
'pay' placed around 'tch' is 'PATCHY'.

'that's' acts as a link.

Can you help me to learn more?

(Other definitions for patchy that I've seen before include "Intermittent" , "Often repaired" , "Irregular in quality" , "Uneven in quality; showing signs of repair" , "Sporadic, irregular" .)

I've seen this clue in the Irish Times and the Irish Times (Crosaire).
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