Crossword Genius

Shelter with which to put up one in need? (4-3)

Ross

I believe the answer is:

have-not

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'put up one in need?' is the definition.
Although both the answer and definition are singular nouns, I can't see how one could define the other.

'shelter with which' is the wordplay.
'shelter' becomes 'haven' (haven is a kind of shelter).
'with' says to put letters next to each other.
'which' becomes 'ot' (I am not sure about this - if you are sure you should believe this answer much more).
'haven'+'ot'='HAVE-NOT'

'to' is the link.

Can you help me to learn more?

(Other definitions for have-not that I've seen before include "Deprived person" , "Someone who lacks possessions" , "Person of little material wealth" , "Someone with meagre possessions" , "Poor person" .)

I've seen this clue in The Times.
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