Crossword Genius

SIMPLE ___ (savings plan) (3)

Ross

I believe the answer is:

ira

(Other definitions for ira that I've seen before include "George 13 down's brother" , "Gershwin, say" , "Militant Irish nationalist organisation" , "Illegal organisation, initially" , "Illegal organisation, in short" .)

I've seen this clue in the USA Today.
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