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Solver's female, right to secure houses around lake (8,6)

Ross

I believe the answer is:

sherlock holmes

I'm a little stuck... Click here to teach me more about this clue!

'solver's' is the definition.
(I've seen this before)

'female right to secure houses around lake' is the wordplay.
I cannot really understand how this works, but
'female' could be 'she' ('she' refers to a woman) and 'she' is found in the answer.
'right' could be 'r' (abbreviation) and 'r' is located in the answer.
'secure' could be 'lock' (locking is a kind of securing) and 'lock' is present in the answer.
'around' could be 'o' (a round letter) and 'o' is found in the answer.
'lake' could be 'l' (geographical abbreviation) and 'l' is found within the answer.
This may be the basis of the clue (or it may be nonsense).

Can you help me to learn more?

(Other definitions for sherlock holmes that I've seen before include "Arthur Conan Doyle's detective" , "solver" , "Baker Street sleuth" , "Fictional detective" , "One who detected" .)

I've seen this clue in The Independent.
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