Crossword Genius

Sort of therapy necessitating major outlay? (6)

Ross

I believe the answer is:

retail

I'm a little stuck... Click here to teach me more about this clue!

'outlay?' is the definition.
The answer and definition can be both acts as well as being singular nouns.
Maybe they are linked in a way I don't understand?

I don't understand the remainder of the clue.

Can you help me to learn more?

(Other definitions for retail that I've seen before include "This trade serves the general public" , "This trade sells direct to the public" , "Sale of goods individually" , "Trade selling goods to the general public" , "Form of sales" .)

I've seen this clue in The Guardian.
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