Crossword Genius

Speculation, perhaps, one will get new clothing (10)

Ross

I believe the answer is:

investment

'speculation perhaps' is the definition.
(speculation is a kind of investment)

'one will get new clothing' is the wordplay.
'one' becomes 'i' (Roman numeral).
'will get' is a charade indicator (letters next to each other).
'new' becomes 'n'.
'clothing' becomes 'vestment' (vestment is a kind of clothing**).
'i'+'n'+'vestment'='INVESTMENT'

(Other definitions for investment that I've seen before include "Something bought for later profit" , "something with value for future generations?" , "Money used to gain potential profit" , "Money laid out" , "Blockade; profitable use of money" .)

I've seen this clue in The Independent.
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