Crossword Genius

Starting price of loan with identity is very good (8)

Ross

I believe the answer is:

splendid

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'very good' is the definition.
(thesaurus)

'starting price of loan with identity' is the wordplay.
'starting price' becomes 'sp'.
'of loan' becomes 'lend' (I am not sure about this - if you are sure you should believe this answer much more).
'with' is a charade indicator (letters next to each other).
'identity' becomes 'id' (I've seen this in other clues).
'sp'+'lend'+'id'='SPLENDID'

'is' is the link.

Can you help me to learn more?

(Other definitions for splendid that I've seen before include "Very fine, quite glorioous" , "super" , "Magnificent, very impressive" , "Wonderful" , "Grand" .)

I've seen this clue in The Hindu.
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