Crossword Genius

Starts to get out of drowning in debt — expert advice is a useful suggestion (4,4)

Ross

I believe the answer is:

good idea

'starts to get out of drowning in debt' is the definition.
I don't know anything about this answer so I cannot judge whether this works.

'expert advice is a useful suggestion' is the wordplay.
I cannot quite understand how this works, but
'expert' could be 'good' (synonyms) and 'good' is found within the answer.
'a' is found in the answer.
The remaining letters 'ide' is a valid word which might be clued in a way I don't understand.
This may be the basis of the clue (or it may be nonsense).

I've seen this clue in The Guardian.
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