Crossword Genius

State where one isn't comfortable and could never settle? (10)

Ross

I believe the answer is:

insolvency

I'm a little stuck... Click here to teach me more about this clue!

'state' is the definition.
(insolvency is a kind of state)

I don't understand the remainder of the clue.

Can you help me to learn more?

(Another definition for insolvency that I've seen is " Lack of funds".)

I've seen this clue in The Independent.
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