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Stressed freeloader, set… (6,4)

Ross

I believe the answer is:

sponge cake

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'stressed freeloader set' is the definition.
Although both the answer and definition are singular nouns, I don't see how they can define each other.

'freeloader set' is the wordplay.
'freeloader' becomes 'sponge' (I've seen this in another clue).
'set' becomes 'cake' (I've seen this in another clue).
'sponge'+'cake'='SPONGE-CAKE'

Can you help me to learn more?

(Other definitions for sponge cake that I've seen before include "Dessert" , "Victoria for instance" , "Victoria sandwich, say" , "beggars might choose?" , "light when baked" .)

I've seen this clue in the Sydney Morning Herald.
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