Suggest variable annuities (9)
I believe the answer is:
insinuate
'suggest' is the definition.
(insinuating is a kind of suggesting)
'variable annuities' is the wordplay.
'variable' indicates an anagram (a varied form of the letters).
'annuities' is an anagram of 'INSINUATE'.
(Other definitions for insinuate that I've seen before include "Intimate, give to understand" , "Suggest by indirect means" , "Indirectly suggest (something unpleasant)" , "Snidely suggest" , "Subtly introduce" .)