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Take a chance, or rather don’t when clothes shopping (3,2,2)

Ross

I believe the answer is:

try it on

I'm a little stuck... Click here to teach me more about this clue!

'clothes shopping' is the definition.
I don't know anything about this answer so I can't judge whether it can be defined by this definition.

'take a chance or rather don't when' is the wordplay.
I cannot really understand how this works, but
'take' could be 'try' (trying is a kind of taking) and 'try' is found in the answer.
'when' could be 'on' (I've seen this in other clues) and 'on' is present in the answer.
The remaining letters 'it' is a valid word which might be clued in a way I don't understand.
This explanation may well be incorrect...

Can you help me to learn more?

(Other definitions for try it on that I've seen before include "Be audacious" , "be bold" , "Test the boundaries" , "test a new suit" , "Attempt to fool" .)

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