Talents one has done nothing to earn (5)
I believe the answer is:
gifts
'talents' is the definition.
('gift' can be a synonym of 'talent')
I cannot understand how the remainder of the clue works.
Can you help me to learn more?
(Other definitions for gifts that I've seen before include "Donations" , "Offerings" , "Presents or natural talents" , "Attributes" .)