Tardy worker follows in arrears (6-4)

I believe the answer is:

behind-hand

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'tardy' is the definition.
I know nothing about this answer so I cannot judge whether this works.

'worker follows in arrears' is the wordplay.
'worker' becomes 'hand' (hand is a kind of worker).
'follows' says to put letters next to each other.
'in arrears' becomes 'behind' (I've seen this before).
'hand' after 'behind' is 'BEHIND-HAND'.

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I've seen this clue in the Sydney Morning Herald.

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