Crossword Genius

Terms from HSBC to borrow money to start very profitable business (4,3)

Ross

I believe the answer is:

cash cow

I'm a little stuck... Click here to teach me more about this clue!

'profitable business' is the definition.
(I've seen this before)

'terms from hsbc to borrow money to start' is the wordplay.
I cannot quite see how this works, but
'from' could be 'o' (I've seen this in other clues) and 'o' is found in the answer.
'money' could be 'cash' (cash is a type of money) and 'cash' is present in the answer.
This explanation may well be incorrect...

'very' is the link.

Can you help me to learn more?

(Other definitions for cash cow that I've seen before include "Lucrative endeavour" , "troublefree business?" , "Something providing a steady income or profit" , "E.g. business milked for money" , "source of lucre" .)

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