The chap has skill and courage (5)
I believe the answer is:
heart
'courage' is the definition.
(I know that heart is a type of courage)
'the chap has skill' is the wordplay.
'the chap' becomes 'he' ().
'has' is a charade indicator (letters next to each other).
'skill' becomes 'art' (both can mean a talent).
'he'+'art'='HEART'
'and' is the link.
(Other definitions for heart that I've seen before include "Muscular organ - compassion" , "show enthusiasm" , "Feeling" , "Blood-pumping organ" , "Middle" .)