Crossword Genius

The m, o, n or y of “money”? (4)

Ross

I believe the answer is:

note

I'm a little stuck... Click here to teach me more about this clue!

'money?' is the definition.
(I know that note is a type of cash)

'the m o n or y' is the wordplay.
I cannot really see how this works, but
'the' could be 't' (the is pronounced as a 't' sound in some dialects) and 't' is found in the answer.
'o' is present in the answer.
'n' is found in the answer.
A single letter 'e' remains which might be clued in a way I don't understand.
This explanation may well be incorrect...

'of' is the link.

Can you help me to learn more?

(Other definitions for note that I've seen before include "Single tone; short letter" , "Some money - some music" , "Bill" , "Observe - musical symbol" , "Comment" .)

I've seen this clue in the Evening Standard.
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