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The Spanish still travel abroad, bagging hotels at the last minute (8-4)

Ross

I believe the answer is:

eleventh-hour

I'm a little stuck... Click here to teach me more about this clue!

'at the last minute' is the definition.
(I've seen this before)

'the spanish still travel abroad bagging hotels' is the wordplay.
I cannot really understand how this works, but
'the' could be 't' (the is pronounced as a 't' sound in some dialects) and 't' is located in the answer.
'still' could be 'even' (synonyms) and 'even' is located in the answer.
'hotels' could be 'hh' (two H's - Hotel is H in the phonetic alphabet) and 'hh' is located in the answer.
This may be the basis of the clue (or it may be nonsense).

Can you help me to learn more?

I've seen this clue in The Independent.
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