Crossword Genius

They discharge debts for the colonies (11)

Ross

I believe the answer is:

settlements

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'the colonies' is the definition.
('settlement' can be a synonym of 'colony')

I cannot understand how the remainder of the clue works.

Can you help me to learn more?

(Other definitions for settlements that I've seen before include "Payments" , "Local communities" , "Isolated communities" .)

I've seen this clue in The Irish Independent.
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