Crossword Genius

They owe money on a hill in Beds, perhaps (7)

Ross

I believe the answer is:

debtors

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'they owe money' is the definition.
The definition suggests an adverb but the answer is not.

'a hill in beds perhaps' is the wordplay.
'a hill' becomes 'tor' (tor is a kind of hill).
'in' indicates putting letters inside.
'perhaps' is an anagram indicator.
'beds' is an anagram of 'debs'.
'tor' put within 'debs' is 'DEBTORS'.

'on' is the link.

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I've seen this clue in the Evening Standard.
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