Toast 'Ten!' and 'Tin!' with a cruise for richer/poorer or sickness/health? (13)

I believe the answer is:

uncertainties

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'richerpoorer or sicknesshealth?' is the definition.
I can't judge whether this defines the answer.

'toast ten and tin with a cruise' is the wordplay.
'toast' is an anagram indicator (toast can mean damaged or broken).
'and' says to put letters next to each other.
'with' means one lot of letters go next to another.
'ten'+'tin'+'a'+'cruise'='tentinacruise'
'tentinacruise' with letters rearranged gives 'UNCERTAINTIES'.

'for' is the link.

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I've seen this clue in The Telegraph.

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