Top copy with a cross on (4)
I believe the answer is:
apex
'top' is the definition.
(apex is a top or peak)
'copy with a cross on' is the wordplay.
'copy with' becomes 'ape' (ape can mean to copy or imitate. I am not sure about the 'with' bit.).
'a cross' becomes 'x' (an X is a cross).
'on' is a charade indicator (letters next to each other).
'ape'+'x'='APEX'
Can you help me to learn more?
(Other definitions for apex that I've seen before include "The highest point of something" , "Tip -- top" , "climax" , "Point or summit" , "Apogee, summit" .)