Tough luck, getting the money with the curse attached to it? (3,7)

I believe the answer is:

bad fortune

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'the money with the curse attached to it?' is the definition.
I know nothing about this answer so I can't judge whether this works.

'tough luck' is the wordplay.
'tough' becomes 'bad' (similar in meaning).
'luck' becomes 'fortune' (synonyms).
'bad'+'fortune'='BAD FORTUNE'

'getting' is the link.

Can you help me to learn more?

I've seen this clue in the Evening Standard.

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