Track card: the PIN's changed (6,4)
I believe the answer is:
cinder path
'track' is the definition.
(I've seen this before)
'card the pin's changed' is the wordplay.
'changed' indicates an anagram.
'card'+'the'+'pin'='cardthepin'
'cardthepin' is an anagram of 'CINDER-PATH'.
(Another definition for cinder path that I've seen is " Track".)
I've seen this clue in The Times.
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