Crossword Genius

Urged fiscal reforms: awful (11)

Ross

I believe the answer is:

disgraceful

I'm a little stuck... Click here to teach me more about this clue!

'awful' is the definition.
Both the answer and definition are adjectives. Maybe there's an association between them I don't understand?

'urged fiscal reforms' is the wordplay.
'reforms' indicates anagramming the letters.
'urged'+'fiscal'='urgedfiscal'
'urgedfiscal' is an anagram of 'DISGRACEFUL'.

Can you help me to learn more?

(Other definitions for disgraceful that I've seen before include "Abominable - scandalous" , "Dishonourable" , "far from honourable" , "Shockingly unacceptable" .)

I've seen this clue in The Everyman puzzle in The Observer.
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