Utter misery to stop for… (4)

I believe the answer is:

whoa

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'stop for' is the definition.
'whoa' can be an answer for 'stop' (I've seen this in another clue). I am not sure about the 'for' bit.

'utter misery' is the wordplay.
'utter' indicates a 'sounds like' (homophone) clue (I've seen 'uttered' mean this).
'misery' becomes 'woe' (woe is a kind of misery).
'woe' sounds like 'WHOA'.

'to' is the link.

Can you help me to learn more?

(Other definitions for whoa that I've seen before include "halt" , "The King of rock and roll" , "Call to stop" , "Instruction to a horse to stop" , "horsy expression?" .)

I've seen this clue in the Sydney Morning Herald.

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