Vet finally has joint settlement (8)
I believe the answer is:
township
'settlement' is the definition.
(I've seen this before)
'vet finally has joint' is the wordplay.
'vet finally' becomes 'towns' (I can't explain this - if you can you should believe this answer much more).
'has' is a charade indicator (letters next to each other).
'joint' becomes 'hip' (hip is a kind of joint).
'towns'+'hip'='TOWNSHIP'
Can you help me to learn more?
(Other definitions for township that I've seen before include "In South Africa during apartheid, an urban area assigned to black nationals" , "Old manor" , "Urban area for non-whites in South Africa under apartheid" , "Municipality" , "Small community" .)