Way to open an account (4,4,1,4)
I believe the answer is:
once upon a time
I'm afraid I can't even guess how this answer relates to the clue.
Can you help me to learn more?
(Other definitions for once upon a time that I've seen before include "Start of a fairytale" , "Fairy story opening" , "started any number of stories" , "Fairytale beginning" , "Traditional start of a story" .)