Crossword Genius

Wet cloth covers a pair of hips (7)

Ross

I believe the answer is:

raining

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'wet cloth covers a pair of hips' is the definition.
I can't tell whether this defines the answer.

'cloth covers a pair of hips' is the wordplay.
'a pair of hips' means two substitutions for 'hip'.
'cloth' becomes 'rag' (rag is a kind of cloth).
'covers' indicates putting letters inside.
'hip' becomes 'in' (both can mean fashionable).
'hip' becomes 'in' (both can mean fashionable).
'in'+'in'='inin'
'rag' going around 'inin' is 'RAINING'.

Can you help me to learn more?

(Other definitions for raining that I've seen before include "Falling in drops" , "Showering" , "Pouring perhaps" , "With water falling from the sky" , "Bad weather" .)

I've seen this clue in The Daily Express.
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