What English, Scots, Welsh & Loyalists have in common? (5,4)
I believe the answer is:
union flag
'common?' is the definition.
Although both the answer and definition are singular nouns, I cannot see how one could define the other.
I can't explain the rest of the clue.
Can you help me to learn more?
(Other definitions for union flag that I've seen before include "Jack" , "national standards collectively" .)