Crossword Genius

What, for Hindus and Buddhists, determines their fate (5)

Ross

I believe the answer is:

karma

(Other definitions for karma that I've seen before include "Retribution" , "In Indian philosophy, moral actions are carried by the soul into later lives" , "Lifetime's actions that set fate for next life" , "Buddhist concept of inevitable consequence" , "(Of angle) more than ninety degrees, insensitive" .)

I've seen this clue in The Guardian.
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