Crossword Genius

What someone with a growing concern presumably requires for financing start-up (4,5)

Ross

I believe the answer is:

seed money

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'growing concern presumably requires for financing start-up' is the definition.
I can't tell whether this defines the answer.

'what someone with a' is the wordplay.
I cannot quite understand how this works, but
'someone' could be 'seed' (seed is a kind of someone) and 'seed' is found within the answer.
'a' could be 'one' and 'one' is found within the answer.
The remaining letters 'my' is a valid word which might be clued in a way I don't see.
This may be the basis of clue (or it may be nonsense).

Can you help me to learn more?

(Another definition for seed money that I've seen is " Funding to initiate a project".)

I've seen this clue in the Irish Times and the Irish Times (Crosaire).
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