Crossword Genius

When it gets hard to find just what one owns (6)

Ross

I believe the answer is:

assets

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'hard to find just what one owns' is the definition.
I can't tell whether this definition defines the answer.

'when it' is the wordplay.
'when' becomes 'as' (eg 'when I walked' means 'as I walked').
'it' becomes 'sets' (I can't justify this - if you can you should give a lot more credence to this answer).
'as'+'sets'='ASSETS'

'gets' is the link.

Can you help me to learn more?

(Other definitions for assets that I've seen before include "One's valuables" , "Properties that have money value" , "Advantages" , "One's valuable possessions" , "Possessions of material value" .)

I've seen this clue in the Evening Standard.
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