Wonder if you should take a risk with your money (9)
I believe the answer is:
speculate
'wonder' is the definition.
(I know that wonder is a more specific form of the action speculate)
'you should take a risk with your money' is the wordplay.
I cannot quite understand how this works, but
'you' could be 'u' (homophones) and 'u' is present in the answer.
'a' is found in the answer.
'risk' could be 'spec' (short for speculation) and 'spec' is present in the answer.
'money' could be 'l' (L can mean 'pounds') and 'l' is located in the answer.
The remaining letters 'te' is a valid word which might be clued in a way I don't understand.
This explanation may well be incorrect...
'if' is the link.
Can you help me to learn more?
(Other definitions for speculate that I've seen before include "Form opinion without definite knowledge" , "Buy in hope of profit, but with risk of loss" , "Make conjectures" , "Theorise without firm evidence" , "Surmise" .)