Wood-dweller to value lake (5)

I believe the answer is:

ratel

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'wood-dweller' is the definition.
I can't judge whether this defines the answer.

'value lake' is the wordplay.
'value' becomes 'rate' (both can mean to esteem).
'lake' becomes 'L' (geographical abbreviation).
'rate'+'l'='RATEL'

'to' is the link.

Can you help me to learn more?

(Other definitions for ratel that I've seen before include "animal like a badger" , "Musteline mammal" , "Honey badger" , "predator" , "Badger-like animal" .)

I've seen this clue in The Times.

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